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Insurance Coverage Made Simple

We help drivers, homeowners, and business owners secure dependable insurance coverage quickly by comparing carriers and pricing that fits real needs.

4.5/5.00

Over 106 Happy Customers!

Get Dependable Insurance Agency Services in Charlotte, NC

We provide auto, home, commercial, renters, and recreational coverage designed around your needs. Serving Charlotte, NC, our licensed team works quickly to compare policies, control costs, and deliver insurance solutions you can rely on.

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Reliable Insurance Support Built on Service

Insurance decisions affect everyday life and long-term plans. We focus on clear communication, fast turnaround, and dependable service. With access to multiple carriers and a fully licensed team, we help simplify coverage choices while keeping your needs at the center of every recommendation.

  • Licensed Professionals: Every team member holds an active insurance license.
  • Multiple Carrier Access: Coverage and pricing options tailored to different needs.
  • Efficient Service: Quotes and policy updates handled without unnecessary delays.
  • Service First Approach: Customer care remains a top priority at every step.
  • Referral Reward: Earn a $50 referral for friends and family.
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Insurance Options Designed for Real Life Needs

We believe insurance should feel straightforward and dependable from the first conversation forward. Our approach centers on understanding your situation, reviewing coverage options, and comparing policies that align with your priorities and budget.

Auto insurance coverage supports daily drivers, families, and changing circumstances. Homeowners and property insurance focus on protecting structures, belongings, and liability exposure. Commercial insurance helps businesses safeguard vehicles, property, and operations. Condo and renters insurance fills coverage gaps left by association policies. Recreational vehicle insurance protects motorcycles, boats, RVs, and seasonal vehicles. Insurance bundles and policy reviews help identify savings opportunities while keeping coverage aligned as needs change.

We prioritize clarity, speed, and consistent service so you always know what coverage you have and why it matters.

Personal and Business Insurance Coverage

We provide personal and business insurance services that support clarity and dependable coverage. From auto and property policies to commercial protection and policy reviews, each service is built to fit changing needs. Explore our services to learn more.

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Auto Insurance

Find reliable auto insurance coverage that supports everyday driving needs while balancing protection and cost. Review coverage options and compare policies today.

Auto Insurance

Our services include:

  • Liability and collision coverage
  • Comprehensive policy options
  • Uninsured and underinsured protection
  • Multi-vehicle policy support
  • Teen and high-risk driver options
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Home Insurance

Secure dependable home insurance coverage designed to protect property and personal belongings. Explore policy options that support long-term home ownership.

Home Insurance

Our services include:

  • Homeowners policy options
  • Property damage coverage
  • Personal belongings protection
  • Fire and weather-related coverage
  • Liability policy support
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Commercial Insurance

Protect business assets with flexible commercial insurance coverage built around operational needs. Review policy options that support vehicle property and liability.

Commercial Insurance

Our services include:

  • Commercial auto coverage
  • Business property protection
  • Fleet policy options
  • Liability coverage support
  • Physical damage protection
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Renters Insurance

Get affordable renters insurance coverage designed to protect personal property and liability. Learn how coverage fills gaps left by association policies.

Renters Insurance

Our services include:

  • Personal property protection
  • Interior coverage options
  • Liability insurance support
  • Loss assessment coverage
  • Additional living expense coverage
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Recreational Insurance

Protect recreational vehicles with flexible insurance coverage built for seasonal and year-round use. Review options for land and water-based vehicles.

Recreational Insurance

Our services include:

  • Motorcycle coverage options
  • Boat and watercraft policies
  • RV and motorhome protection
  • ATV and UTV insurance
  • Trailer and accessory coverage
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Insurance Bundles

Compare insurance bundles designed to reduce costs while improving coverage alignment. Review existing policies and identify multi-policy savings.

Insurance Bundles

Our services include:

  • Auto and home policy bundles
  • Multi-policy discount reviews
  • Annual coverage evaluations
  • Policy comparison support
  • New policy guidance
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Start Coverage You Can Count On

Choosing an insurance agency in Charlotte, NC, should feel clear and dependable. We focus on responsive service, carrier comparisons, and coverage guidance that fits your situation. Whether you need personal or business insurance, our team helps you move forward with coverage that supports your goals and everyday needs.

Earn a $50 Referral Credit

Refer friends or family and receive a $50 referral credit when they secure coverage through our agency.

Frequently Asked Questions

Insurance coverage often raises questions as needs change. Below are answers to common questions about policies, reviews, and how our agency supports dependable coverage decisions.

  • Do you compare multiple insurance carriers?

    Yes. We review policies from several carriers to help identify coverage options and pricing that fit your needs.

  • Can you review my current insurance policies?

    Policy reviews help identify outdated coverage, gaps, and potential savings opportunities.

  • Do you offer insurance for businesses?

    We provide commercial auto, property, and liability coverage for many business types.

  • Can I bundle multiple insurance policies?

    Bundling policies may help simplify coverage and reduce overall premiums.

  • How quickly can I receive a quote?

    Many quotes are provided promptly once the required information is reviewed.

Client Feedback

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Ellissa McGinness

I had such a great experience working with both Dirk and Spencer. They made an overwhelming process so easy for me!! Spencer was really easy to get in contact with, and made himself available for any questions I had. The whole process took me maybe 10 minutes tops. Super efficient, helpful, and so easy to work with! Would definitely recommend to any of my friends. Thank you so much!

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Christopher Britt

I’ve been using Kempton Insurance Group for years, and they’ve always provided exceptional service. They consistently find the best rates for me, my friends, and my family, and their customer service is second to none. Highly recommend Kempton Insurance Group to anyone looking for reliable, friendly, and trustworthy insurance help!

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Joli Evans

Very helpful and got me a great price!

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Cierra Starkey

I recently switched my auto insurance to Kempton Insurance and couldn’t be happier with the experience. They made everything incredibly easy, walking me through the options and helping me choose the right coverage for what I was looking for. Not only was the process smooth, but I also ended up saving a significant amount compared to my previous policy- wahoo!
The customer service has been excellent. I really hate when places take forever to get back to me but he had quick responses, clear explanations, and a genuine commitment to helping me get the best value. I feel a lot better now about it

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Vanessa Soria

I’ve had a great experience with Kempton Insurance! From the start, their customer service has been outstanding—every interaction has been prompt, helpful, and genuinely friendly. They took the time to walk me through my options and made sure I fully understood my coverage. What really impressed me was how much money they helped me save compared to my previous policy. Not only did I get better coverage, but I also saw a noticeable drop in my premiums. Highly recommend them to anyone looking for reliable service and real savings!

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Kevin Whitlock

Kenton Insurance was a pleasure to work with and wrote me a great policy to purchase a new vehicle. Daniel was my agent and Spencer made sure everything went smoothly!

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Springs Law

My experience with this Group so far has been excellent. First, my insurance went up because of an accident of one of my sons and they found me an affordable policy. This son had an excellent driving record for 5 years. I had a call with Daniel about an accident that was clearly not my fault and he was very helpful and reassuring. They came recommended and now I recommend them.

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Sherone Ross

I worked with Spencer who was patient and answered all of my questions. I really appreciated his professionalism and attention to detail.

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Daniel Jackson

Great price. Great Service.

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Lewis Jeter Jr

Dirk Kempton and the Kempton Insurance group have been excellent in providing home and car insurance. From finding me great rates to making changes, Dirk is easy to work with and very timely with text, email, or phone calls. I give Dirk Kempton and the Kempton Insurance group five stars and highly recommend them.

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Steve Nakelski

I would like to say that Spencer was extremely helpful in setting up my insurance policy. It’s rare nowadays to find knowledgeable employees that care and go a step above and beyond. Very pleased ! Great rates also. I Highly recommend using National general. 5 stars all the way!

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Diana Carter

Great service and communication

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Let’s Review Your Coverage

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Call today to discuss coverage options.

(888) 285-6660

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Schedule Your Coverage Review

Use our form to schedule an insurance coverage review. Our licensed team in Charlotte, NC, is ready to help you compare policies and coverage options.

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    Licensed Insurance Professionals

    Fully Licensed Team

    Service Areas

    We serve Charlotte, NC, and surrounding communities by providing dependable personal and commercial insurance coverage supported by responsive service and carrier flexibility.