Comprehensive auto insurance is a type of auto insurance that pays to repair damage to your vehicle during non-collision events. Some people are required to get comprehensive auto insurance, and some are not.
At Kempton Insurance Group, servicing Charlotte, NC, we can help you shop around for comprehensive auto insurance and find the best policy. It helps to know if you’re required to get a thorough auto to make the best choice for your vehicle. Here’s what to know.
Who Is Required to Get Comprehensive Auto Insurance?
Car loan companies require people with a car loan to get comprehensive auto insurance before they can drive the vehicle. This requirement protects the bank’s investment and ensures that if something goes wrong, the car will be repaired.
What Are the Benefits of Comprehensive Auto Insurance?
There are many benefits of comprehensive auto insurance. Comprehensive auto insurance covers events like:
- Glass breakage
- Floods
- Hail
- Fire
- Hitting an animal
- Theft
This differs from liability-only insurance, which only pays to repair the other vehicle if you hit someone and are at fault.
Many people choose to get comprehensive auto insurance even when they’re not required to because it provides more protection for their vehicles. If you have a newer car that is still worth a lot of money, comprehensive auto insurance may be the best option for you.
Interested in Comprehensive Auto Insurance? Call Today
At Kempton Insurance Group, servicing Charlotte, NC, we work with a variety of carriers to help our customers find the best auto insurance policy for their needs. Whether you’re looking for comprehensive auto insurance or liability only, we can help. Call today.
