7427 Matthews Mint Hill Rd
Suite 105-356
Charlotte, NC 28227
When you purchase a home, you maintain it to help keep its value. But devastating natural disasters can lead to financial losses resulting in all your efforts going to waste. Flood insurance is one way to prevent expensive losses caused by flooding. At Kempton Insurance Group in North Carolina, South Carolina, and/or Virginia, we can help you protect yourself against expected losses caused by flooding events.
Recent climate disturbances are making flood insurance even more desirable for homeowners. Homeowners and renters insurance do not cover flood damage. However, flooding can be caused by a variety of incidents, such as unusually heavy rains, hurricanes, or failure of dams or levees. Anyone who lives along a waterway can be vulnerable to a flooding event. These incidents can cause structural damage to homes, as well as the loss of valuable personal items inside the house, such as clothing, furniture, electronics, and appliances.
Flood insurance covers you against the loss of essential items and structural damage to your home. Depending on where you live, your mortgage company may require flood insurance as a condition of financing your home purchase. However, even if flood insurance is not required, both homeowners and renters will benefit from its coverage if an unexpected disaster occurs. Federal disaster assistance will only cover your losses to a certain amount. Flood insurance policies generally cover a much larger amount of loss so that you can recover quickly and completely from an unexpected event.
Our experienced insurance professionals can help you determine the right coverage for your individual needs.
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