So you never saw the sudden curve until it was way too late. Fortunately, you were able to walk away from this. Or at least limp or got carried off on a stretcher. You lived, but now you’ve got expenses. Damage to your bike, your medical bills, someone else’s medical bills, and property damage might fall on you. That’s what motorcycle insurance is for.
First Things First
If you are in a motorcycle accident, determine if you’re injured. Move slowly and take your time with this. Don’t injure yourself further with sudden movements. Call 911 if you have to. Don’t assess your bike’s damage until you can get it to a safe place. And then get all the details. Take some photos and get the witness’s contact information. Contact your insurance agent as soon as you can.
Do You Need to File a Claim?
Could you be held liable for the accident? Does the cost of repairs outweigh your deductible? Was the other person uninsured or underinsured? Was anyone involved seriously injured? If the answer to any of these is "yes," then you need to file a claim.
What Next?
Call your insurance agent. Have the information ready. Tell your side of the story. (Be honest.) Your claim will be assigned to an adjuster. The company will work up a report. If you have medical bills, the insurance company will help you deal with them. Your insurer will let you know what’s next.
Contact Kempton Insurance Group in Charlotte, NC
If you live in the Charlotte, NC, area and need motorcycle insurance, please get in touch with Kempton Insurance Group. Our skilled and attentive agents will do all they can to get you all you need.
