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Testimonials

“Always good experience. Anytime I need help Dirk is always there. He is quick and always finds the best deal for me. Thank you for always having my back.”

- Desiree Bartholow

“Dirk Is the best, he's been helping me for over 8 years with my insurance.”

- Derek

“Dirk Kempton is very thorough, informative, and patient. He is very understanding and takes his time with you while working with you. He always answers my questions in a timely manner and he has made shopping for insurance for me so easy. He has the best prices and he stands by his name. Thanks Dirk for all that you do. I would recommend you to anyone!”

- Turkessa Mitchell

“Agent was very professional and made sure I was found the best quote to fit my financial needs. Agent answered all my questions and made sure I was fully satisfied. I am extremely happy with the services I was given and would recommend to others.”

- Karissa H

“Mr. Kempton is ALWAYS available to answer my questions and offer me great advice. I would recommend his services to anyone with confidence.”

- Stuart Gittleman

“Simply put, Dirk Kempton is the man! There are two things I look for when I purchase anything. Those 2 things are customer service and price. If I don't get the best of both worlds, I will look elsewhere. Dirk provides a level of customer service that you will not get anywhere else, and his price is second to none. I have been working with Dirk for almost 10 years now. He never fails to provide me (and my clients) quotes in a timely manner and he also always comes in with the lowest price. I use him personally for both of my cars and my house. I have sent several family members and friends his way. I obviously would never refer family and friends to someone unless I thought highly of them myself. If you want to work with someone who has integrity (hard to find these days), will provide great customer service and price, then contact Dirk Kempton.”

- Brian P

“I have been with Kempton Insurance Group for a couple of years and it has been a great experience. Mr. Kempton is very responsive and helpful.”

- Karen Dapremont

“Great insurance group !! We've been working together for many years and look forward to many more !! Best care for the customers I experienced in many years.”

- tim breault

“Dirk is always responsive and stays on top of any request coming from me. Very satisfied.”

- Edgar Onate

"I was referred here by Dave Ramsey. I have been very pleased. Quick response. He talked me through the process of changing multiple policies and helped reassure us that they are just a phone call away. Every time I have called, I have been treated with respect. Prices are better, with better coverage than we’ve ever had. Thanks so much!"

- Renee Harris

"Daniel was beyond helpful, I swear he worked magic for me as I was struggling to get a good rate anywhere after having my first accident last year. I was still able to get something in my budget, beyond happy & highly recommend coming here first before trying your luck on your own! Kempton Insurance Group is the one to go too!"

- Benini Benitez

"Just spoke with Spencer about a few different options on home and auto insurance and man he did such a great job at breaking down the different policies and options i had. I wouldn’t go anywhere else when it comes to getting the best insurance deals in your area! Highly Recommend"

- Zo The Scholar

"No matter what Dirk has got my back with the best prices ever. I’ve been a customer for about 5 years now! Best company to work with definitely should give him a call!"

- Zahra Celis

"Daniel McGinness was absolutely amazing he walked me through the entire process and was very thorough on explaining everything.. for me as a first time car buyer and also my first time getting my insurance this was amazing and helped me understand so much more he even gave a drumroll for announcing my monthly rates which made me smile I could tell by his energetic and charismatic customer service that he loves his job and is very proud to be helping people find the right coverage for them!! Thank you so much Daniel for the great service."

- Lauren Oliver

"My experience with Spencer was phenomenal!! He was accurate and efficient and definitely made sure I got the beat deal! I will be referring people to him because his customer service was off the charts!! Thank you again Spencer"

- Jaqueshia Battle

"Daniel assisted and helped us in getting a car insurance. Our transaction is very smooth and he is very patient in answering all my questions."

- Shiela Po

"Dirk and his team have helped me to save so much money over the years I could not be more pleased with the service I have received from Kempton Insurance Group"

- Chaz charcut

Charlotte, NC boaters can enjoy a variety of water activities. North Carolina boaters are required to obtain and carry a North Carolina Boater Education certificate to operate a boat in the state. However, there are occurrences when more may be necessary or recommended. Our team at Kempton Insurance Group is committed to helping North Carolina boaters understand the boating laws and get coverage that meets their needs.

What’s Required to Operate a Watercraft in North Carolina?

All boaters must acquire a Boaters Education Certificate to operate a watercraft. This law applies to all watercraft of 10 HP or more. However, boat insurance isn’t a legal requirement in North Carolina. Boaters may still have to invest in boat insurance if they’re financing their boat or want to use certain marinas. A lender usually requires boat insurance until the loan is paid in full. Also, some marinas may require insurance if an accident causes injuries to others or property damage. Boaters may also consider investing in boat insurance if the repair or damage to their boat would be financially challenging to manage out of pocket.