When it comes to your business, protecting it from disasters and crime are two of the main reasons you will want to take business insurance. Your business is an investment and your livelihood so it makes sense to have an insurance policy that will cover any loss you may incur in the future but what are the most common business insurance claims? Here is a list of the top four claims businesses file each year:
Customer Injuries
Your customers are your number one priority for your business and if one of them slips and falls on your property or is injured in some other manner while visiting your office, store, or shop, you will want to make sure they are covered on your business insurance policy. About 10 percent of business insurance claims each year are related to customer injuries.
Water Damage
Hurricane season in North Carolina can be brutal and water damage can occur. Your business insurance policy should cover damages caused by heavy rains, high winds, and flooding.
Losses Due to Fire
When it comes to your business, protecting it from a fire should be a high priority. If your business suffers a fire, you will need to get it back up and running as soon as possible and your business insurance policy will be instrumental in making that happen.
Burglary and Theft
Whether a theft occurs from an outsider on a bad employee, you will want to have this coverage in place before an incident occurs to protect your investment.
The insurance specialists at the Kempton Insurance Group in Charlotte NC, can assist you with all of your business insurance needs. Call for an appointment today!
